Investments & Asset Management

 

 

We create and put into place investment plans involving securities such as stocks, bonds, mutual funds and other options. We can personally manage your portfolio or assist in the hiring of third-party managers, depending upon the need. 

We consider both the investment tools and the specific vehicles that best meet our clients’ objectives. Product solutions include stocks, bonds, certificates of deposit, mutual funds, variable annuities, real estate investment trusts, options and private money managers, to mention a few. 

Examples of real-life services we’ve provided previous clients

Investment consolidation and diversification – It may sound like a contradiction, but for many clients, we have been able to pull multiple accounts together under one roof and still improve the diversification of their portfolios. The advantages: Simplification of reporting, reduction in overall volatility and opportunities for higher returns. 

Flexible college funding – For a family with four children, we implemented a 529 plan that enabled the parents to provide for multiple possible outcomes, primarily by being able to change beneficiaries if the funds weren’t used by the original beneficiary. For another family with just one child, we recommended a variable universal life insurance policy. It featured a substantial death benefit and an accessible cash value that could be used for any purpose or left to accumulate and reduce premium outlay in the future.

How we work with investment clients 

Commission platform: Available to all QFC clients. A commission is paid to QFC when stocks or bonds are bought or sold and when new money is invested in mutual funds or variable annuities. This program is best for small accounts or investors who prefer to buy and hold investments for long periods. 

Fee-based platform: Available to clients whose assets exceed the minimum required value and believe active management provides optimal returns. Our QFC advisors or other professional advisors manage the client’s assets and make all purchase and selling decisions. The fee paid to QFC is based on the average value of the assets managed and is not related to any one transaction. No commissions are paid to QFC, but small transaction fees may be charged by the brokerage firm holding the assets when individual securities are traded.