Quality Financial Concepts

Building and Preserving Wealth

By Design ~ Not By Chance.

Thank you for visiting Quality Financial Concepts where our team of professionals put years of experience to work for you.  At QFC, we focus on developing financial friendships to assist individuals and business owners develop and live a worry-free lifestyle. Whether you are transitioning to retirement, putting together a college savings plan for your children, or plotting an exit strategy for your small business - whatever your stage of life - we can add value to your plans. 

As a full-service, independent investment advisory firm also licensed in insurance, we strive to serve as your complete financial resource.  We don't sell anything at QFC.  We get to know our clients, identify needs, and work to provide the best solutions.  Founded in 1983, we have the experience necessary to take care of our clients.  We have chosen to remain independent, so that we have the flexibility to provide the right solution for each individual circumstance.  No parent company dictates what and how much must be sold; we have no obligation to meet arbitrary quotas.  Our only obligation is to you, our client.

Hopefully, a tour around the website will encourage you to pursue the opportunities and potential rewards of taking a proactive approach to your personal financial situation.  And ultimately, we hope you see the value of working with skilled professionals to maximize your financial potential.

Should you have any questions or if you would like more information on our firm, please feel free to email us at clientservices@qualityfinancial.com or call us at (865) 984-3550. We look forward to hearing from you.
Calculators

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Financial IQ Test

Take this quick quiz to find out your Financial IQ

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Newsletters

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

HOT TOPIC: Will Federal Reserve Tactics Help the Ailing U.S. Economy?

This article looks at policy tools that the Federal Reserve has used in the past and may use going forward in its attempts to spur economic growth. It also explains the possible implications of a long-term, low-interest-rate environment for investors, savers, and retirees.

HOT TOPIC: Breaking Down the Proposed FY 2013 Budget

The 2013 budget released by the White House on February 13 contains proposed fiscal measures that could affect the business and investment climate, the income tax code, and government spending. Considering that Congress will debate and discuss the budget in detail, many of these measures are unlikely to become law as proposed, but they may indicate future developments.

Are Consumers Holding the Keys to a Better Economy?

Consumer spending still accounts for about 70% of gross domestic product, but some government statistics suggest that consumers may have reduced spending drastically in recent years, especially on discretionary items. High unemployment, household debt, and a general lack of confidence can affect consumers' ability and willingness to spend.

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